Bank Of America Settlement

New York Attorney General Eric Schneiderman.

ALBANY, N.Y. (AP) — New York’s attorney general is accusing a mortgage lender of refusing to offer financing to African-Americans living in Buffalo.

Eric Schneiderman filed a lawsuit in U.S. District Court on Tuesday alleging that Evans Bank intentionally excluded predominantly African-American neighborhoods on the city’s east side from its lending area.

In a statement, bank President David Nasca says Evans will “vigorously” defend itself against meritless accusations.

Schneiderman says the lawsuit is part of a wider investigation by his office into the illegal practice of redlining, in which a lender denies access to mortgages or charges more in certain neighborhoods based on race.

Evans Bank

Evans Bank of New York.

The lawsuit alleges that more than 75 percent of Buffalo’s African-American population was denied access to the bank’s mortgage products.

Evans Bank has 13 branches in western New York.