After one New York student stumbled across a “sugar daddy” dating site, her life spiraled into a pimp-hoe lifestyle all in an effort to pay down her college loan debt. The Huffington Post found a surprising number of 20-somethings availing themselves of this life style.

The New York student is part of a surge of financially strapped women students who are being matched up with financially able men through websites that cater to a refined version of the world’s oldest profession.

“Taylor,” 22, was faced with $15,000 in unpaid tuition and searched in Google “tuition” and “money for school” to see what her options were to pay off the debt. A website called SeekingArranagment.com appeared and she eventually created a “sugar baby” profile, journalist Amanda Fairbanks reported. A month later, “Taylor” boarded a train to Greenwich, Conn. and greeted a 52-year-old man who advertised himself online as a 42-year-old. She ended up in his bedroom, and he ended up giving her money to help pay down her debt.

“I just wanted to get it over and done with as quickly as possible,” Taylor told the Huffington Post. “I just wanted to get out of that situation as safely as possible, pay off my debt, and move on.” This may sound like modern day prostitution, but Brandon Wade, founder of Seeking Arrangement, called his site a catalyst for “mutually beneficial relationships.”

“Over the past few years, the number of college students using our site has exploded,” Wade said. “College students are one of the biggest segments of our sugar babies and the numbers are growing all the time.”

Out of 800,000 members 35 percent are students, Wade told Fairbanks. There has been a 350 percent increase over the past four years—from 38,303 students in 2007 to 179,906 students by July of this year.

New York University is at the top of the list with 498 sugar babies with Tulane University ranking at No. 20 with 163 students. The site identifies who is a student by their university email.

Another website EstablishedMen.com reports that 47 percent of its 1.3 million members are female students. They are being matched with mostly men who want companionship and have the resources to pay for it.

U.K. social science professors Ronald Roberts and Teela Sanders told the Huffington Post that sexual behavior patterns are linked to rising college debt. They both said that as college costs continue to increase, more students will consider the sex industry.

“Jennifer,” a 23-year-old college graduate from Sarah Lawrence College, met a 30-something online at SugarDaddie.com, had sex with him and was given thousands of dollars to pay down her college debt.

“I’m honestly surprised there aren’t more college students doing this,” she said. “I’m not a whore. Whores are paid by the hour, can have a high volume of clients in a given day, and it’s based on money, not on who the individual actually is. There’s no feeling involved and the entire interaction revolves around a sexual act.”

According to the Chicago Sun-Times, the recent U.S. debt ceiling deal could affect college students in four ways: Discounts for borrowers could be eliminated for those who pay on-time, fewer Pell Grants will be available, graduate and professional students will no longer be eligible for Pell Grants next July and tax breaks for borrowers could be “scaled back.”