Even the most intelligent people can fall prey to scams, as they often exploit our cognitive biases and social pressures, and it’s essential to be aware of these tactics and take steps to protect ourselves.
Author Archives: Finances FYI | Presented by JPMorgan Chase
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How to Build a Digital Vault to Safeguard Your Financial Data
To construct a secure vault for your financial and personal information, use strong passwords, back up your files, shred sensitive documents, protect your personal technology, and keep your software up to date.
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The Best Financial Products for Every Personality Type
Digital nomads can use online-only bank accounts and travel credit cards, impulse shoppers can use prepaid debit cards and cashback credit cards, creatives can use cashback credit cards and investment apps, and planners can use retirement accounts and robo-advisors, while minimalists can use low-fee checking accounts and simple savings accounts.
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Exploring Generational Differences in Financial Philosophies
Each generation has a unique approach to finances, with Baby Boomers prioritizing secure retirement savings, Gen X focusing on self-sufficiency, Millennials delaying financial milestones, and Gen Z embracing digital investment opportunities.
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Are Your Financial Security Habits Sensible or Extreme?
While certain security measures are necessary, excessive or obsessive behavior related to protecting personal and financial information can be a sign of paranoia and mental health issues, and seeking therapy options is a good first step.
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Swishing, Vishing, and Deepfakes: AI Scams to Watch Out for and How to Detect Fake Messages
April 21, 2025 Photo: iakovenko via 123RF Technology has rapidly evolved into the current artificial intelligence (AI) age. As individuals and businesses continue to grasp AI’s ever-changing impact on society, many are still wary of its pros and cons. In a 2024 Bentley University and Gallup report, 56% of Americans believe AI does equal amounts of […]
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Innovative Savings Strategies for a Secure Future
Photo: hafiezrazali via 123RF You likely know that a secure financial future involves saving. Your goals may include building a retirement fund, having an emergency fund, and putting money aside for large purchases like a car or home. But did you know there are many options besides a 401K and regular savings account? Discover innovative […]
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Fine Print Fright? A Guide to Understanding Financial Terms
April 7, 2025 Photo: artursz via 123RF With the tiny print and challenging terminology in financial agreements, one might think that financial institutions are trying to hide something from us. In fact, the Consumer Financial Protection Bureau has, for quite some time, been fighting against financial companies using fine print in contracts that result in customers waiving their legal […]
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Investing 101: The Basics of Stocks and Bonds
Stocks and bonds are investment vehicles that can be used to make money, with stocks being a slice of ownership in a company and bonds being a loan to the government or a company, both carrying different levels of risk and working together to diversify a portfolio.
Posted inJPMorgan Chase Finances FYI
From Streaming to Software: A Guide to Managing Your Subscription Spending
Photo: lelemezzadri via 123RF Software as a service (SaaS) is everywhere these days. These cloud-based systems, from streaming apps to office tools, are designed to make life easier and more fulfilling. But is “subscribing to save” or foregoing cable for streaming a sound decision for your wallet? We’re exploring the most popular subscription options and their […]
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How to Spot Red Flags for Fraudulent Investment Opportunities
Photo: saitansainam via 123RF Investment fraud happens more frequently than you might think. The latest Federal Trade Commission (FTC) data shows that consumers filed over 1.8 million fraud reports, resulting in a total loss of over $8.6 million through Nov. 8, 2024. Financial losses like these are devastating. Unfortunately, investment scammers continually prey on unsuspecting people who […]
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How to Re-Train Your Brain to Choose Saving Instead of Spending
Photo: unimages via 123RF We’ve all been there: You went into the store for some specific items and found yourself checking out with at least a few things that you definitely don’t need. That $50 could do a lot of good in your savings account, but purchasing these extra things feels rewarding. Why is it […]