Photo: Vadym Pastukh via 123RF Unfortunately, credit card fraud is an all too common occurrence, and many people don’t know what to do if it happens to them. Whether your […]
Author Archives: Finances FYI | Presented by JPMorgan Chase
Rising from the Dead: Understanding Zombie Debt
Photo: Anna Tolipova via 123RF Zombie debt is a term that describes old debts that have been written off or deemed uncollectible by the original creditor. This usually happens when […]
Navigating the Homebuying Process with Poor Credit
Photo: milkos via 123RF Buying a home is an exciting but often daunting experience, especially for those with bad credit. Bad credit doesn’t mean you can’t buy a home, but it […]
Can You Electrify Your Savings by Switching Utility Providers?
Photo: Mark Bowden via 123RF Electricity and gas bills are necessary expenses for most households. But what if you feel like your bills keep increasing, and you’re looking for ways […]
The Ultimate Guide to Evaluating Your Financial Health
Photo: milkos via 123RF Financial health is an individual’s or household’s overall economic well-being. It is determined by evaluating income, expenses, debt, savings, and investments. It also includes assessing your ability […]
Websites and Apps for Maximizing Your Travel Rewards
Photo: Blend Images via 123RF Understanding and maximizing your travel rewards can get complicated, especially if you participate in several programs. Several websites and apps are available to assist! From […]
A Beginner’s Guide to Opening a Small Business
Photo: southworks via 123RF Have you ever considered starting your own business? The Commerce Insitute notes, “data from the U.S. Census Bureau shows an average of 4.4 million businesses are started […]
Protect Your Personal Information with These Online Shopping Tips
Photo: Kateryna Onyshchuk via 123RF The explosion of online shopping has made purchasing groceries, gifts, and home décor more convenient than ever. You no longer have to leave your house […]
Home Down Payment Details and Tips on How to Start Saving
Photo: Kasper Ravlo via 123RF Saving up for your first house can be arduous and confusing, even for the most financial-savvy home buyer. You may be surprised to learn how […]
Health Savings Account 101: Everything You Need to Know
Photo: makslab via 123RF A health savings account, or HSA, can be an invaluable tool to help you save for unexpected medical expenses and lower your taxable income. Many employers offer […]
7 Key Questions to Ask a Financial Advisor Before You Hire Them
Photo: fizkes via 123RF Choosing a financial advisor is a big decision, especially if you’re new to investing. You have to trust an individual or firm to help you manage […]
Do the Benefits of Rental Property Ownership Outweigh the Risks?
Photo: milkos via 123RF Owning a rental property is a great investment opportunity, but it also has several risks and benefits to consider carefully. Here, we will outline some of […]