By Andrea Stevens
AFRO Staff Writer
astevens@afro.com
For those experiencing intimate partner violence (IPV), searching for light at the end of the tunnel can be a daunting task. Though ending a domestic violence situation can be difficult– and dangerous– it is possible and includes one major step: achieving financial independence.
Shanna Norwood, director of crisis response at the House of Ruth Maryland, offers advice to those seeking a way out. Establishing a savings account allows them to begin creating a safety net, which is essential for financial independence. These accounts serve as vital tools that help survivors plan for the future, prepare for emergencies and escape unsafe living situations.
“Creating an escape plan and having hidden funds or separate accounts gives survivors the ability to prepare for their future and escape safely,” Norwood said. “If they’re only able to put $10 in there a week, we highly recommend an account where they can start putting away for their own stability.”
In addition to financial resources, job readiness programs are a cornerstone of the support system. Survivors receive opportunities to gain certifications and develop skills that improve their employability. By building résumès and developing soft skills, they are empowered to enter the workforce with confidence and increase their financial autonomy.
“One of the biggest challenges we regularly face is unemployment, which makes it difficult for survivors to regain stability. We work hard to help them secure employment and income,” Norwood said. “The first step toward financial freedom is identifying what it looks like for the individual, and then we help them take the necessary steps to achieve it.”
Financial independence is not easily achieved for all survivors, particularly those without prior work experience or education. Many face barriers such as difficulty securing housing. Housing support programs often step in to provide rental assistance and negotiate with landlords, ensuring that survivors have access to safe, affordable housing. Collaboration with property managers helps overcome challenges related to high rent costs, making housing more accessible for those in need.
“Seeing a survivor purchase their own home after working hard to save the money is one of the most rewarding outcomes of our program,” Norwood said.
Knowing the legal implications of an escape savings account is also critical for domestic violence victims seeking safety. Criminal defense attorney Lauren Corbin explains the legal accessibility of funds acquired for emergency savings.
“Married individuals should consult a family law attorney to determine if an escape savings account could be considered part of marital assets in a divorce,” Corbin said. “For unmarried people, an escape savings account in their name only is not subject to asset division in court, but it could be considered in child support cases.”
Through financial education, job readiness programs and housing support, survivors of domestic abuse are provided with the tools and opportunities they need to create a secure, independent future.
If you or someone you know is a victim of domestic violence, seek help at https://houseofruth.org to find a help center near you.