n this commentary, attorney and educator Alice T. Crowe warns that major cryptocurrency firms are positioning themselves as banks without being subject to the same consumer protections, posing heightened risks for Black communities. She argues that crypto companies deliberately target Black consumers—through celebrity endorsements, Bitcoin ATMs in Black neighborhoods, and promises of liberation from racist banking systems—while offering little recourse against fraud, volatility, or loss, potentially deepening existing racial wealth gaps rather than closing them.