By Janet Currie As many households continue to watch their budgets, “joy-based budgeting” has become a more positive and realistic way to manage their money. Instead of focusing only on cutting spending, this approach encourages people to spend intentionally on the things that matter most to them. Joy-based budgeting helps consumers prioritize purchases and experiences […]
Tag: emergency fund
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Innovative Savings Strategies for a Secure Future
Photo: hafiezrazali via 123RF You likely know that a secure financial future involves saving. Your goals may include building a retirement fund, having an emergency fund, and putting money aside for large purchases like a car or home. But did you know there are many options besides a 401K and regular savings account? Discover innovative […]
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Did You Set Financial Goals for 2025? Here’s How to Stay on Track
Starting strong in 2025 can help you achieve your financial goals, and creating a budget, tracking your spending, keeping it simple, and setting up an emergency fund can help you get there.
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Emergency Funds 101: Here’s How to Build One
Photo: Vitaliy Vodolazskyy via 123RF Life is full of uncertainties, and unexpected financial challenges can arise anytime. Whether it’s a medical emergency, car repair, sudden job loss, or an unexpected home repair, having a financial safety net can provide peace of mind and security. This safety net is known as an emergency fund. In this article, […]