Photo: lelemezzadri via 123RF Software as a service (SaaS) is everywhere these days. These cloud-based systems, from streaming apps to office tools, are designed to make life easier and more fulfilling. But is “subscribing to save” or foregoing cable for streaming a sound decision for your wallet? We’re exploring the most popular subscription options and their […]
Tag: financesfyi
The Best Apps for Budgeting and Saving
Photo: sonjachnyj via 123RF Keeping yourself on a budget is challenging. Between subscriptions, auto-paid bills, and recreational expenses like eating out, movie tickets, or trips to sporting events, remembering what you’ve spent, when you’ve spent it, and what you’ve got left until your next payday can be a lot. That’s where technology comes in — a […]
The Complete Financial Guide for Digital Nomads
Photo: daveprimov via 123RF Imagine waking up to a sunrise across the Grand Cayon one week, surfing in the Southern California Pacific waters after a few hours of work the next week, and ending the month sampling coffees in cafes throughout Seattle. A lifestyle like this is possible as a digital nomad. But how do […]
The Ultimate Guide to Seasonal Credit Card Rewards
Photo: serezniy via 123RF While joyful, the holiday season is usually a time of heavy spending. Between gifts, travel, gatherings, and hosting events, the expenses quickly add up. You may wonder if using cashback or travel credit cards is a sound strategy for saving money on holiday shopping and travel. Credit cards with cashback or travel […]
Entrepreneurship Basics: What to Know to Start a Business
Photo: standrets via 123RF When you’re on the verge of starting a business, entrepreneurship can feel overwhelming. Even if you have a great product idea, you may not know where to begin when it comes to making your dream a reality. If you’ve got an eye toward an entrepreneurial future, read on to learn how you […]
Move from Renting to Owning Without Breaking the Bank
September 23, 2024 Photo: bee32 via 123RF Homeownership can look intimidating. In an age when many adults believe they’ll never be able to buy a house, it’s easy to assume that you can’t afford to move from renting to owning. While it may take work, strategy, and the proper guidance, ownership isn’t always as far away […]
Financial Literacy for Teens: How to Mold Savvy Spenders
September 9, 2024 Photo: milkos via 123RF Financial literacy is more important than ever. Because everything is digital, it’s easier to ignore the realities of your financial situation and avoid learning about financial best practices. Help your teen start off on the right foot with some basic education about personal finances. Bank Accounts A bank […]
Essential Tips for Financial Management During a Career Change
September 30, 2024 Photo: etiamos via 123RF Have you been dreaming about a career change? You are not alone. With nine out of ten workers reporting that they are not working in their dream job, it isn’t surprising that most people will decide to transition to a new career transition at some point. Unlike our parents or […]
From Novice to Investor: Top Books to Transform Your Financial Future
Photo: ilixe48 via 123RF Yahoo Finance notes that only 4% of people turn to books as their primary source of financial advice. Books can be invaluable resources if you’re starting your journey to financial independence or looking to refine your existing knowledge. They offer insights from experts, real-life examples, and actionable strategies to help you manage your money […]
Top Apps for Holistic Financial and Mental Wellness
Photo: orathaimukky via 123RF We recognize the intersection of financial wellness and mental health as crucial for overall well-being. It’s important to understand that managing money can be stressful and that stress can affect mental health. Conversely, mental health challenges can make it difficult to manage finances effectively. By acknowledging this intersection, we can take […]
Protect Your Child’s Financial Future with These Identity Theft Tips
Photo: adam121 via 123RF With easily accessible online information and increased online transactions, safeguarding your child’s financial future is critical. Identity theft poses a significant threat, and children are not immune to its potential consequences. Here is a comprehensive list of tips to help parents and guardians navigate this essential aspect of securing their child’s […]
Thrifty Traveler’s Guide: Budget-Friendly Tips for the Avid Explorer
Photo: mariasavenko via 123RF Many of us dream of traveling more often, but the cost can be a deterrent. With a bit of creativity and strategic planning, exploring the world doesn’t have to drain your savings account. Here are some of the best travel hacks for jetsetters who want to experience new destinations without breaking the bank. […]

