For more than ten years, The Debt Help for Women Program has assisted ladies with wrangling their wildest financial fears into submission. The program has helped lead thousands of women to financial freedom and gives potential customers free consultation with no official agreement.

“We help women who are tired of fighting the losing battle of never seeing their debt balances go down, finding it hard just to make the minimum payment, and their desire to take control of their finances,” the program’s website states. “The Debt Help For Women Program is a unique debt consolidation program that specializes in helping women eliminate their debt in months instead of years, thereby saving thousands without filing for bankruptcy.”

Participants in the program are first given a free consultation session with a staff member experienced in underwriting debt. After discussing and assessing the current financial situation of prospective client, eligible participants can then decide whether or not to complete the registration process.

The program offers its services to any woman who finds herself in debt by $5,000 or more. Eligible women must live in a state where the program is offered, and while the organization is not operating in all 50 states, there is a Maryland branch.

The program is open to men and women, although the organization is dedicated and tailored to specifically cater to the needs of women balancing families, bills and the work place.

According to CNN, families with a credit card carry an average $10,700 in debt to a credit card company. Though there are good forms of debt, such as a mortgage or student loans, aimless credit card use and bad spending habits can lead to a less than perfect financial picture.

Financial advisors encourage paying more than the minimum owed on bills, informing yourself before you borrow, and paying down debts with high interest rates first when trying to get finances in shape.