Photo: stockbakery via 123RF In today’s world, earning a living doesn’t always follow the traditional 9-to-5 job format. With the rise of the gig economy and the ever-evolving nature of work, people have discovered unconventional and often peculiar ways to make money. From testing apps to getting paid for professional sleeping, these unique ventures prove […]
Author Archives: Finances FYI | Presented by JPMorgan Chase
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Stocks 101: What They Are and How to Get Started
Photo: videoflow via 123RF You don’t need to be an expert to have success in the market, and with our beginner’s guide to stocks, you’ll be starting on the right foot. With markets nearing all-time highs and retail traders shaking things up, interest in the stock market has never been higher. Newcomers often face a steep […]
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Retire Early: A Step-by-Step Guide for Average Income Levels
Photo: CRAIG ROBINSON via 123RF Many people dream of retiring early, but it can seem impossible, especially if you don’t make a lot of money. However, with proper planning and a few smart decisions, retiring early can become a reality for anyone. This guide will outline the key steps you can take to retire early, […]
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What to Do if Your Credit Card Has Been Compromised
Photo: Vadym Pastukh via 123RF Unfortunately, credit card fraud is an all too common occurrence, and many people don’t know what to do if it happens to them. Whether your card has been lost or stolen, or your account information has been exposed to thieves, you need to take fast action to secure your financial […]
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Rising from the Dead: Understanding Zombie Debt
Photo: Anna Tolipova via 123RF Zombie debt is a term that describes old debts that have been written off or deemed uncollectible by the original creditor. This usually happens when zero payments have been received for a specific period, typically six months or more, and the creditor has exhausted all efforts to collect the debt. […]
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Navigating the Homebuying Process with Poor Credit
Photo: milkos via 123RF Buying a home is an exciting but often daunting experience, especially for those with bad credit. Bad credit doesn’t mean you can’t buy a home, but it comes with additional challenges. Should you wait until your credit score improves? The right approach to making your dream of homeownership a reality is personal. […]
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Can You Electrify Your Savings by Switching Utility Providers?
Photo: Mark Bowden via 123RF Electricity and gas bills are necessary expenses for most households. But what if you feel like your bills keep increasing, and you’re looking for ways to cut costs? In many cases, more than one company provides services in your community. Switching your utility provider may be one of your best […]
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The Ultimate Guide to Evaluating Your Financial Health
Photo: milkos via 123RF Financial health is an individual’s or household’s overall economic well-being. It is determined by evaluating income, expenses, debt, savings, and investments. It also includes assessing your ability to manage finances, plan for the future, cope with unexpected expenses, and achieve financial goals. Assessing your financial health is vital for several reasons. It: […]
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Try These Games to Make Saving Money Fun
Photo: Vadym Drobot via 123RF Do you have a savings goal that seems impossible to achieve? Turning saving into a game can become more enjoyable and motivating rather than a chore or a source of stress. Games can also be a social and community-building activity where other savers can support each other, share tips and […]
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Websites and Apps for Maximizing Your Travel Rewards
Photo: Blend Images via 123RF Understanding and maximizing your travel rewards can get complicated, especially if you participate in several programs. Several websites and apps are available to assist! From knowing which loyalty programs are best for the way you travel to monitoring your rewards, these sites offer a range of features for savvy travelers. […]
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A Beginner’s Guide to Opening a Small Business
Photo: southworks via 123RF Have you ever considered starting your own business? The Commerce Insitute notes, “data from the U.S. Census Bureau shows an average of 4.4 million businesses are started every year.” Many people start a small business because they want to be their own boss or are dissatisfied working for someone else, particularly in corporate […]
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Protect Your Personal Information with These Online Shopping Tips
Photo: Kateryna Onyshchuk via 123RF The explosion of online shopping has made purchasing groceries, gifts, and home décor more convenient than ever. You no longer have to leave your house and wait in lines – instead, all you need is an internet connection, and you can purchase anything the world has to offer! This increase […]