Photo: Kasper Ravlo via 123RF Saving up for your first house can be arduous and confusing, even for the most financial-savvy home buyer. You may be surprised to learn how attainable homeownership can be! Conventional wisdom tells us that you’ll need at least 20% of the purchase price for a down payment, and after adding […]
Author Archives: Finances FYI | Presented by JPMorgan Chase
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Health Savings Account 101: Everything You Need to Know
Photo: makslab via 123RF A health savings account, or HSA, can be an invaluable tool to help you save for unexpected medical expenses and lower your taxable income. Many employers offer HSA options, but it can be challenging to know what’s right for your financial goals and what you can qualify for. Today, we’ll cover all […]
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7 Key Questions to Ask a Financial Advisor Before You Hire Them
Photo: fizkes via 123RF Choosing a financial advisor is a big decision, especially if you’re new to investing. You have to trust an individual or firm to help you manage your money. So, how do you know if you’re working with the right person? Figuring out your financial goals is an excellent first step. Are […]
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Do the Benefits of Rental Property Ownership Outweigh the Risks?
Photo: milkos via 123RF Owning a rental property is a great investment opportunity, but it also has several risks and benefits to consider carefully. Here, we will outline some of the key risks and benefits of owning a rental property to help you determine whether it is the right investment option for you. Benefits of […]
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Everything You Need to Know About Savings Account Terms
Photo: fizkes via 123RF Opening a savings account is a great way to put money aside for larger purchases or a rainy day. Before opening one, there are some basic terms to understand that could save or earn you money. Learn about interest rate terms, fees, and features to help you select the best account […]
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Consider These Pet Insurance Products to Protect Your Fur Baby
Photo: Andreas Steidlinger via 123RF Vet bills can be expensive, and no one wants to be in the position of not being able to pay when our beloved pets need medical attention. Pet insurance can provide owners with peace of mind by covering some emergency and illness expenses. How do you decide if it is the […]
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7 Key Questions to Ask a Financial Advisor Before You Hire Them
Photo: fizkes via 123RF Choosing a financial advisor is a big decision, especially if you’re new to investing. You have to trust an individual or firm to help you manage your money. So, how do you know if you’re working with the right person? Figuring out your financial goals is an excellent first step. Are […]
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A Comprehensive Guide to Short-Term Investments
Finances FYI | Presented by JPMorgan Chase Photo: Andriy Popov via 123RF There are two main types of investments—short-term and long-term. A short-term investment is money or assets held for a short period ranging from one to three years, to earn additional money. These typically are invested in easily accessible accounts. Short-term investments can be an […]
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Do the Benefits of Rental Property Ownership Outweigh the Risks?
Photo: milkos via 123RF Owning a rental property is a great investment opportunity, but it also has several risks and benefits to consider carefully. Here, we will outline some of the key risks and benefits of owning a rental property to help you determine whether it is the right investment option for you. Benefits of […]
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Buying Gold: What You Should Know Before You Invest
Finances FYI | Presented by JPMorgan Chase Photo: inkdrop via 123RF From an investing or savings perspective, gold has historically been a good safety net option for preserving or passing on wealth. This precious metal is considered a stable investment with a wide range of benefits, such as liquidity, safety, and portability. However, gold lacks income, […]
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Follow These Tips to Keep Your Money and Data Safe Online
Finances FYI | Presented by JPMorgan Chase Photo: Kateryna Onyshchuk via 123RF Online shopping, banking, and bill pay are fast and convenient. With a few clicks on your mobile phone, tablet, or computer, you can buy things you want and need, pay your car payment, and deposit checks into your bank account, 24/7, without leaving home. […]
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10 Straightforward Steps to Repair Your Credit Score
Finances FYI | Presented by JPMorgan Chase Photo: dolgachov via 123RF Have you ever been declined a loan or credit card or felt like your credit wasn’t good enough to qualify for a large purchase like a car or home? You’re not alone. Many people have bad credit and need help understanding how it happened […]
