From left to right: Delegate N. Scott Phillips moderates the accessing capital panel at MBE Night in Annapolis with Jim Peterson, vice president of M&T Bank; Lucien Smith, director of small business market at Wacif; Dawn R. Medley, president of FSC First; Tim Smoot, CFO of Meridian Management Group; and Luke Cooper, founding partner of Latimer Ventures. (Photos by James Fields)