Posted inOPINION

Joy-based budgeting is in: Tips for achieving your financial goals

By Janet Currie As many households continue to watch their budgets, “joy-based budgeting” has become a more positive and realistic way to manage their money. Instead of focusing only on cutting spending, this approach encourages people to spend intentionally on the things that matter most to them. Joy-based budgeting helps consumers prioritize purchases and experiences […]

Posted inOpinion

Appeals court ends affordable SAVE Program for 7 million student borrowers

Charlene Crowell is a senior fellow with the Center for Responsible Lending. In this column, she discusses how a federal appeals court has ended the SAVE student loan repayment program, likely increasing financial strain for 7 million borrowers, especially those with the greatest need. At the same time, major staff cuts at the Education Department have weakened oversight of loan servicers, raising concerns about billing errors and borrower protections.

Posted inOPINION

Baltimore’s cultural moment is here

By Mark Anthony Thomas For decades, Baltimore’s story was often told through geography. Close to Washington, D.C.Close to Philadelphia.Close to New York City. That proximity has always mattered. The Baltimore Region sits in the center of one of the most powerful economic corridors in the world. But something else is becoming increasingly clear. Baltimore is […]

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