Whole vs. Term Life Insurance: Which Is the Right Choice for You?

Photo: Michal Bednarek via 123RF According to a recent LIMRA and LIFE Foundation study, more than 50 percent of American respondents overestimated life insurance costs by three times or more than the actual amount. Most policies average between $40 and $55 a month, depending on the coverage type. This discrepancy in cost expectation can lead to putting off coverage or […]

Essential Steps to Safeguard Your Loved Ones in the Event of Your Passing

Photo: Mark Bowden via 123RF The idea of passing away may be uncomfortable to discuss. However, taking proactive steps to ensure the well-being of those you care about can bring peace of mind to everyone. These recommended strategies will protect your loved ones financially and emotionally, helping them navigate the challenging times after you are […]

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