Homebuyers in Baltimore can access down payment assistance programs, such as grants, forgivable loans, deferred-payment loans, and low-down payment loans, to help cover the upfront costs of homeownership.
Tag: JPMorgan Chase & Co.
Sponsored
How to Pay When Buying From Someone You Don’t Know: Keep These Tips In Mind to Help Avoid Scams
Consumers should be aware of the risks associated with different payment methods and take steps to protect their money from scammers, such as using secure payment methods, being cautious when sending money to unfamiliar individuals, and taking advantage of credit and debit card protections.
Sponsored
Rent vs. own in today’s economy: Is now the best time to buy?
Homeownership can be a long-term wealth-building strategy, but renting may be more affordable in certain areas and offer more flexibility, while owning a home provides stability and the potential for equity.
Sponsored
Preparing Financially for Future Emergencies: Building Resilience and Readiness
Sponsored by JPMorganChase In an unpredictable world, financial emergencies can arise at any moment, whether due to unexpected medical expenses, job loss, or natural disasters. Building financial resilience is not just about having a safety net; it’s about cultivating habits and strategies that help ensure stability and peace of mind in the face of uncertainty. […]
Sponsored
Financial considerations for multigenerational householdsÂ
Sponsored by JPMorganChase For many Black, Hispanic and Latino families, as well as other cultures, multigenerational living is a cherished aspect of home life. It can also be good for your family’s overall wellbeing. Research indicates there can be financial benefits to multigenerational living, and when executed intentionally, having multiple family members under the same […]
Sponsored
Tips to Stay Safe from Scammers in the Age of AI
Photo: damrongratta via 123RF Scammers are adopting AI at a shocking pace, making it even more challenging for many to identify the signs. Harvard Business Review reported that 60% of participants in a study had fallen prey to AI-powered phishing attacks and that using machine learning to create those scams saved scammers 95% of the cost […]
Sponsored
Black small business owners more optimistic, ready for growth in 2024
Black small business owners are more optimistic about 2024 compared to small business owners overall, with 80% expecting substantial increases in revenue and sales, and 52% believing their credit needs will increase this year.
Sponsored
Top 5 Things to Consider Before Buying a Home
Justin Cotton, Chase Home Lending Advisor, has shared five important things to consider before purchasing a home, including preparing financially, saving for a down payment, evaluating loan options, using tools to help, and getting educated.
Sponsored
Five first steps to start a company
Starting a business requires a comprehensive business plan, adequate financing, determination of the legal structure and registration with the IRS, and seeking legal assistance to determine the best structure for your business.
Sponsored
Year-end tax resolutions to make your new year bright
The best tax-planning resolutions, however, might be the ones we complete before Jan. 1. Leading up to the new year, consider these timely money moves, which could help increase your tax refund or reduce the amount you’ll owe. Boost your retirement savings If you have a 401(k) plan through an employer, consider increasing your contribution. […]
Posted inSponsored Content
Chase Community Manager Shares Five Key Financial Literacy Tips
Sponsored content by JPMorgan Chase & Co. Financial health is an important foundation that helps build strong and resilient households, communities and economies. Being financially healthy better prepares you for life’s unexpected expenses. The reality is, more than 50% of Americans across all income levels consider themselves financially unhealthy. That group includes many Black, Hispanic […]